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Scam of the day – May 15, 2024 – REAL ID Scams

Steven Weisman, Esq.

May 14

The most effective scams are the ones that capitalize on real things that apply to you. Many people are familiar with the REAL ID, which is a new version of your driver's license mandated by federal law. The federal REAL ID Act established new security requirements for driver's licenses and identification cards with which all states must comply and which will eventually be needed by you if you wish to board an airplane or enter certain federal facilities although you can still do so if you have a passport.

The original date by which you had to get a REAL ID was set at October 1, 2021, however due to the Coronavirus pandemic, the deadline was postponed until May 3, 2023. However, in December of 2022, the deadline was extended again. The new deadline is May 7, 2025 which is just about a year away. This is both good news and bad news. It is good news because it gives you more time to get your REAL ID, but it is also bad news because it gives scammers more time to contact you posing as governmental officials seeking your personal information under the guise of helping you apply for your REAL ID when their real purpose is to harvest your personal information and use it to make you a victim of identity theft.

The scam is turning up in many forms. such as emails, text messages and phone calls in which you are urged to either provide sensitive personal information or click on links taking you to websites that appear to be official where you will either unwittingly have downloaded malware such as ransomware by clicking on the link or, again, be prompted to provide personal information used to make you a victim of identity theft.

TIPS

No states are initiating contact with people by emails, text messages or phone calls asking for personal information to apply for your REAL ID. An important thing to remember is that whenever you get a phone call, text message or email, you can never be sure you is really contacting you even if the email address, phone number or Caller ID indicates that the communication is legitimate. This is why you should never provide personal information or click on a link in an email or text message unless you have absolutely confirmed that the communication is legitimate.

Sometimes, you may be able to pick up on obvious (or not so obvious) mistakes in the communications from scammers such as in text messages to residents of Illinois that purported to be from the Department of Motor Vehicles. This is a mistake because Illinois does not have a Department of Motor Vehicles. The name of its agency dealing with these matters is the Department of Driver Services. In any event, if you receive a communication pertaining to the REAL ID, your best choice is to contact your state agency that deals with them at an email address you know is legitimate.

Here is a link to a listing of the websites for all of the state agencies that deal with REAL IDs. https://www.dhs.gov/real-id

If you are not a subscriber to Scamicide.com and would like to free receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and type in your email address where it states "Sign up for this blog."

Phishing, smishing, spear phishing. They may seem like odd terms with which you may barely be familiar, but scammers use these effective techniques to reach out by phone or email to their targeted victims, and the results can be disastrous. Interestingly, according to the FTC, people lose the most money to scams that start on the phone. It can seem almost impossible to determine if a scammer is contacting you. But now there is an easy-to-use new online tool called ScamAssist® from Iris® Powered by Generali that allows you to submit suspicious solicitations electronically or by phone. Using Iris’ team of trained experts and rigorous technology, ScamAssist will analyze the messages before sending a detailed assessment of how likely it is to be a scam and recommendations for minimizing potential damage. It is easy to use and dependable. While Iris® Powered by Generali doesn’t offer ScamAssist for direct purchase, if you’re a business professional looking to fill a product gap in your portfolio and want to provide customers a service they’ll truly value, contact Iris to learn how you can get started. Join a growing list of companies – such as major retailers like Staples – that have recognized that providing ScamAssist to its customers helps protect them and generates goodwill.



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ANOTHER SCAM IF ONE LOOKS UP GOVERNMENT FUNDS OR SUCH;


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Scam of the day – May 13, 2024 – FTC Sending Refunds to Victims of Career Education Corporation Scam

Steven Weisman, Esq.

May 12

In 2021, the FTC settled its claims against Career Education Corp. (CEC) and as a result first sent refunds totaling thirty million dollars to victims of CEC's scams as I told you at that time. CEC bought leads from companies that constructed bogus websites to attract people looking for information about jobs, how to enlist in the military and Medicaid information. CEC would then use that information to contact them and made high-pressure sales calls to induce people to enroll in their schools that would not provide the services they desired. According to the FTC, CEC used telemarketers to make aggressive enrollment pitches to people who had signed up for the federal Do Not Call List.

The FTC first sent out refund checks to victims of the scam in 2021 and a second round of checks in November of 2022, but now due to the fact that there is money remaining from the penalty paid by CEC, the FTC is sending out a third round of refunds.

TIPS

Whenever you are searching online for information about jobs, the military or government benefits, you should be wary of scammers. Merely because a search brings up a website high on a search does not mean that the website is legitimate. The website may either have paid for that position or manipulated the algorithms used to rate websites to get a high position in a search. Therefore, if you find an unfamiliar website that appears to have the information you are seeking, you should do an additional search putting in the name of the unfamiliar website with the words, "scam," or "complaint" and see what comes up.

In regard to looking for a job, check out the Department of Labor's American Job Centers for information about jobs in your state. Here is their link https://www.careeronestop.org/localhelp/...nters.aspx

For information about enlisting in the military services, a good place to get reliable information is this site of the Department of Defense. https://www.todaysmilitary.com/joining-e...-recruiter

For reliable information about Medicaid benefits go to https://www.medicaid.gov/medicaid/index.html

For more information about the present FTC's refunds to victims of CEC's scams go the section entitled "FTC Scam Refunds" on the first page of Scamicide.com.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is sign up for free using this link. https://scamicide.com/scam-of-the-day/

For years here on Scamicide, I have told you, “Trust me, you can’t trust anyone.” Using modern technology, scammers contact people in vast numbers through computer-generated phone calls, text messages, and emails that lure you into becoming a scam victim. Being a scam victim can be devastating, and it can be very difficult to determine if that call, email, or text message you receive is from a scammer. That is where ScamAssist® from Iris® Powered by Generali comes in. Using Iris’ proprietary technology and real human resources, ScamAssist can tell users the likelihood of the communication they received is to be a scam. If Iris believes the solicitation to be fraudulent, their team of identity fraud resolution experts will report the scam to the authorities and help the individual minimize the damage. While Iris® Powered by Generali doesn’t offer ScamAssist for direct purchase, if you’re a business professional looking to fill a product gap in your portfolio and want to provide customers a service they’ll truly value, contact Iris to learn how you can get started. Create a seamless experience for your customers by offering ScamAssist in your branding. Contact Iris at IrisIdentityProtection.com/Scamicide to learn more.
if u look up gvmt funds, u can be hacked aNd scammed. last thing any of us needs nowadays.

Thank u benny.
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Scam of the day – May 16, 2024 – Online Bank Scams

Steven Weisman, Esq.

May 15

Online banks and banking service providers offer desktop and mobile banking services without actual brick and mortar physical branches. Because these banks don’t have to pay for the cost of maintaining buildings, they are often able to pass the savings on to their customers in the form of higher interest rates for bank accounts and CDs. Forbright Bank and Everbank are examples of two good online banks offering attractive interest rates. However, their rates don't compare to the terrific high interest rates being offered by scammers posing as online banks. Scammers will set up phony websites for online banks whose sole purpose is to get you to provide your name and Social Security number which will lead to your becoming a victim of identity theft and luring you into wiring them money that you will never see again.

TIPS

It is important to remember that merely because a Google Chrome or other search engine search brings up a website at the top of the page doesn't mean that it is legitimate. Some scammers are adept at manipulating the search engine algorithms so that the phony website gets prominently featured in a search and other times the scammers merely pay for a high position in a search engine search. Either way, as I always say, "trust me, you can't trust anyone."

One place you can go to verify if a bank is legitimate is the Bank Find service of FDIC which will allow you to see if the online bank you are considering is legitimate and if the URL used is of the legitimate bank. Here is a link to that service.https://banks.data.fdic.gov/bankfind-suite/bankfind

If you are not a subscriber to Scamicide.com and would like to receive free daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and insert your email address where it states "Sign up for this blog."

#onlinebankscams

What do Steven Spielberg, Kevin Bacon, and John Malkovich have in common? In addition to being famous entertainers, they are also scam victims. Anyone can be a scam victim. Scammers have a knowledge of psychology that Freud would have envied, and they know how to manipulate us into becoming victims of scams. Phone calls, emails, and text messages are favorite methods scammers use to contact their victims, and it can be all but impossible to know who is really contacting you. Through a technique called “spoofing,” they can make their call or text message appear to come from anyone they wish. So, how can individuals help proactively avoid becoming a scam victim? The answer is ScamAssist® from Iris® Powered by Generali. Anytime a ScamAssist customer gets an email, text message, or phone call luring them into providing personal information or making a payment, all they have to do is use ScamAssist to learn whether the communication is likely to be a scam. While Iris® Powered by Generali doesn’t offer ScamAssist for direct purchase, if you’re a business professional looking to fill a product gap in your portfolio and want to provide customers a service they’ll truly value, contact Iris to learn how you can get started. Join a growing list of companies – such as major retailers like Staples – that have offered ScamAssist bundled with other core offerings to help differentiate themselves in the market and provide their customers with a tool they will truly utilize.
i have been an attorney at law since April 1989. We talk that way and its easy for us to read.

sorry!
Glad u r wise. Just be aware that one can make but five posts a day for something like ten days. thereafter 10 posts a day. and then the world is limitless.
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Scam of the day – June 5, 2024 – Jury Duty Scams Continue

Steven Weisman, Esq.

June 4

I have been warning you about the jury duty scam for twelve years, but it continues to snare many unwary victims. Recently the US Justice Department issued a warning about scammers posing as US Marshals or local judicial employees calling people threatening people for failing to show up for jury duty.

The scam generally starts with a telephone call that you receive purportedly from a law enforcement officer informing you that you have failed to appear for jury duty and that a warrant has been issued for your arrest. You are told, however, that you can avoid arrest and greater fines by paying a fine through a credit card or, as is being done more and more, by a gift card. Other times they ask for your Social Security number to confirm your identity. Of course, the phone call is a scam. Even if you have missed jury duty, you will never be called by legitimate court officers and shaken down for a payment.

Often the scammers will use a technique called "spoofing" to make the call appear on your Caller ID as if it is coming from a legitimate law enforcement agency or court. In some instances of the scam you are asked to confirm your identity by providing your Social Security number which will then be used to make you a victim of identity theft. Recently the scam has evolved to where people are also being contacted by text messages or emails from scammers posing as a representative of the local court system.

TIPS

Initial contacts from courts regarding jury duty are always in writing through the mail although some systems will permit you to receive future notices through email. Under no circumstances will you receive telephone calls or text messages indicating that you have failed to report for jury duty. No court will demand payment over the phone for failing to appear for jury duty. If you do receive such a call and you think that there is even the possibility that you might have forgotten to report for jury duty, merely call the local clerk of courts in order to get accurate information. Of course anyone calling you and telling you that you can pay your fine to them over the phone using your credit card or a gift card is a scammer.

If you are not a subscriber to Scamicide.com and would like to receive free daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and type in your email address where it states "Sign up for this blog."



For years here on Scamicide, I have told you, “Trust me, you can’t trust anyone.” Using modern technology, scammers contact people in vast numbers through computer-generated phone calls, text messages, and emails that lure you into becoming a scam victim. Being a scam victim can be devastating, and it can be very difficult to determine if that call, email, or text message you receive is from a scammer. That is where ScamAssist® from Iris® Powered by Generali comes in. Using Iris’ proprietary technology and real human resources, ScamAssist can tell users the likelihood of the communication they received is to be a scam. If Iris believes the solicitation to be fraudulent, their team of identity fraud resolution experts will report the scam to the authorities and help the individual minimize the damage. While Iris® Powered by Generali doesn’t offer ScamAssist for direct purchase, if you’re a business professional looking to fill a product gap in your portfolio and want to provide customers a service they’ll truly value, contact Iris to learn how you can get started. Create a seamless experience for your customers by offering ScamAssist in your branding. Contact Iris at IrisIdentityProtection.com/Scamicide to learn more.
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Scam of the day – June 9, 2024 – iCloud Imposter Phishing Scam

Steven Weisman, Esq.

June 8

Imposter scams where the scammer poses as a company with which we all do business and then creates a phony emergency to lure you into providing personal information or clicking on a malware infected link is a common scam. Often the scam starts when you receive an email that purports to be from a popular company with which many of us do business that often indicates that there is a serious problem with your account that is resulting your account being terminated unless you follow their instructions. In most versions of this scam, as in the email shown below, the scammer indicates there is a problem with your billing information and that your account will be terminated unless you click on a link and provide credit card information. As with many scams, the scammer creates a phony emergency that is intended to appeal to the part of the targeted victim's brain that prompts us to act quickly and emotionally in emergency situations rather than rationally considering the situation. Anyone clicking on the link would be taken to an official appearing, but counterfeit site where they would be prompted to turn over their credit card information to the scammers.

The copied email below, which was sent to me by a longtime Scamicide subscriber appears to come from Apple's iCloud, but there are a lot of indications that this is not legitimate. First and foremost, it was sent from an email address that has nothing to do with Apple or iCloud. Additionally, apparently the scammers haven't yet taken advantage of using Artificial Intelligence in their phishing emails because the grammar is horrendous where it reads "in case of ignorance your services will be completely suspended. Here is a copy of the email sent to the Scamicide subscriber. I have removed her name and email address and have disarmed the link in the email.

☁ iCloud

⚠Your iCloud Account has been Suspended !! ⚠

Dear xxxxxxx,
we're having trouble with the current billing information. We'll try again, but in the meantime, you may want to update your payment details

Account ID:  631121078US
User:  xxxxxxxx@aol.com
Security:  Suspended
UPDATE ACCOUNT NOW
In case of ignorance, your services will be completely suspended within 24 hours according to the terms defined in our contracts.

Best regards,
iCloud Support Team

TIPS

Never click on links or download attachments in emails or text messages unless you have absolutely confirmed that they are legitimate and don't call companies at telephone numbers that appear in the email such as this one. Instead, if the email appears to come from a legitimate company, you can call them at a telephone number you confirm is legitimate . Don't call the number that appears in any email you receive. If you get such an email and think it may possibly be legitimate, merely contact Apple customer support using this link to find out the truth. https://getsupport.apple.com/?caller=support.footer

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is sign up for free using this link. https://scamicide.com/scam-of-the-day/