IOPList.Org - Scam Pharmacy Forums

scammers are everywhere

Tue, 18 Feb 2025 00:13:48 +0000

one wasted my time for twenty minutes. but i listen to their balderdash.
.
and he finally asked how much money i have to last the month. i said 131

and he said so i will take the 100 and u will be okay. it was to protect me against scammers i believe.

insane mo fos. now the other worst one is my landlord to deal with. he wants me to pay the entire electric bill cuz i am online.

unless i start printing up money, i aint got any more.

Another Scam - "You Won the JackPot"

Wed, 05 Feb 2025 01:56:23 +0000

Of coarse, I looked up "Lucky Duck" and it is a good site...
However, since they "already had my email" addy, I
figured I would just sign in...

NO RECORD OF MY ADDY WAS FOUND

Interesting... Now why would they send me an email to someone
that's not even in their system?!?

Simple.... It was scammers that sent it ...

If you notice, g00gl3 says this email was sent from a "Trusted Sender"
Yeah right...

Don't click on unknown links... It can result in compromising
your system and passwords/usernames ....

Scammers these days are very astute with deception ...

Ice

PayPal Scam

Fri, 10 Jan 2025 15:38:33 +0000

Got an Email out of the blue telling me I had purchased a "chromebook"
First off, I've never owned a chromebook and will not get one now...

At any rate, they sent the Email to my Original acct before G00gle was heard of
and I only use it for certain things,,, PayPal is not of of the certain things ::::

{{{ Names redacted }}}

So I gave a shot to see where the "Call for help" number was to:::

Now Bandwidth Inc seems to be legit, however,
they do not offer assistance with PP purchases,
Nor do they sell chromebooks ...

Be aware of the sites and phone numbers
you call to "resolve" any issue ...

Scammers are getting more and more crafty ...

Ice

scam xmas cards

Wed, 25 Dec 2024 02:24:24 +0000

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Scam of the day- December 25, 2024 – Watch Out For Christmas Electronic Greeting Card Scams

By Steven Weisman, Esq. on December 24, 2024

Online greeting cards are a great product for anyone who tends to be a bit late in sending out holiday greeting cards by regular mail. You can even send one on Christmas day and not be late. They are easy to send and many are free. They also can be very entertaining and offer a chance to send a timely greeting even if you have forgotten an important holiday, birthday or anniversary until the last minute. However, they also are fraught with scams and dangers. Clicking on a phony online greeting card sent to you can result in your downloading a wide variety of malware including not only ransomware, but also a keystroke logging program that will steal all of the information from your computer and make you a victim of identity theft. An additional problem is that even if you have the most up to date security software on your computer or phone, it will not protect you from the latest "zero day" defect malware that exploit previously undiscovered software vulnerabilities. It generally takes security software companies at least thirty days after first becoming aware of new strains of malware to develop security software to combat those threats.

TIPS

When a legitimate e card is sent to you, the email message will state the name of the person who is sending you the card. When the message states that it is from "a friend" or a "secret admirer" you should not click on the link because if you do so, you will end up downloading any of a wide variety of dangerous malware. As an additional precaution you should also make sure that your firewall and security software are constantly kept current and up to date. Finally, if you get an online greeting card from a name that is a common name, you should contact that person before opening the card to make sure that the card is legitimate.

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spammers all around us

Mon, 23 Dec 2024 02:45:51 +0000

some arse whom God will punish in hell, has hacked my phones and computer.

makes loud noises when i talk and pray wih my sister.

i got many in heaven whom loved me, esp God, and He will end your crapadoodle soon.

Actually, to torment me now, i pray u wind up in hell fire and brimstone. enjoy!!

fb scams

Sun, 22 Dec 2024 18:47:35 +0000

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Scam of the day – December 22, 2024 – Facebook Copyright Violation Scam

By Steven Weisman, Esq. on December 21, 2024

Scammers love to take over Facebook accounts because people generally trust the posts put up by their friends that appear on their Facebook page. These people forget my motto of "trust me, you can't trust anyone" and often click on links in these posts or provide information in response to these posts which generally don't present a problem, but when the post that you think is that of your friend is really from a scammer who has taken over your friend's Facebook account, the link you click on may download dangerous malware and the information you provide may enable the criminal to make you a victim of identity theft.

There are many ways that cybercriminals take over Facebook accounts, but one that has been occurring recently begins when you get an email that reads "Your Facebook account has been disabled for violating the Facebook Terms. If you believe that this decision is incorrect, you may file an appeal at this link." Sometimes the email implies that the violation is a copyright violation for a post you put up that contained copyright protected music. People clicking on the link to begin the appeal process are taken to an official looking page that asks for your name, username and password. If you provide that information, you have just turned over your Facebook account to a cybercriminal and if you use the same password for all of your online accounts, you have also put yourself in jeopardy as to every account in which you use the same password.

TIPS

The first thing to always look at when you get an email that requests information or instructs you to click on a link is the email address of the sender. If it has nothing to do with the company that is being represented as sending you the email, the email is a phishing email being sent through a botnet of computers whose email accounts have been hacked and used to send out these phishing emails.

Sometimes, however, the email address of the sender may appear to be legitimate, but even then you cannot trust it. A sophisticated cybercriminal can make the email address appear legitimate when it is not. The best course of action if you are ever asked for personal information or to click on a link is to confirm that the communication is legitimate. The best way to do that is to check with the real company that the scammer is posing as. In this case you could and should go directly to Facebook through its help center where you will learn that this and similar phishing emails are scams. https://www.facebook.com/help

You also should use dual factor authentication so that even if someone gets your username and password, they won't be able to get control of your account. Here is a link to Facebook's information about installing dual factor authentication. https://www.facebook.com/help/148233965247823

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new scam

Sun, 01 Dec 2024 20:18:45 +0000

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Scam of the day – December 1, 2024 – Meta Takes Down 2 Million Pig Butchering Accounts

By Steven Weisman, Esq. on November 30, 2024

I have been warning you about romance scams for many years. More recently I have been warning you for the last few years about the myriad of scams involving cryptocurrencies. In the last few years a new scam combining the romance scam and cryptocurrency scams surfaced about which I have also warned you since 2018.

Romance scams generally follow a familiar pattern with the scammers establishing relationships with people, generally women, online through various legitimate dating websites and social media using fake names, locations and images. The FBI has issued a warning about a new trend in romance scams in which the scammer tells his victim that he or she has inside knowledge about cryptocurrency investing and directs the victim to a phony website that purports to be a legitimate cryptocurrency trading site. Not long after "investing" in the cryptocurrencies provided, the victim soon finds that there is no investment and that she or he has lost all of the invested money. This scam originated in China in 2019 and is called sha zhu pan or pig butchering in English. The name is derived from the practice of luring in victims, "fattening them up" by convincing them to continually "invest" more money and then stealing all of the money.

The scammers initially contact their victims on dating or social media apps and pretend to develop a close relationship. After a while the scammer informs the targeted victim that he or she is making a lot of money investing in cryptocurrencies and suggests the victim download and use a cryptocurrency app used by the scammer. Generally, the victims are lured into investing more and more money by what appears to be both dramatic increases in the value of their account and their ability to withdraw some of their profits. However, once the victim has been persuaded to invest larger and larger sums of money, the scammers steal the money and the victim is left with nothing.

The Blockchain Data Platform Chainalysis issued its 2024 Crypto Crime Report in which it found that big butchering romance scams increased last year by 8500% from incidents of the crime in 2020.

You might be surprised to learn that typically the victims of this scam are highly educated people. Unfortunately, they also are targeted because they may have also recently gone through a divorce or some other personal difficulty. While the victims are people of all ages, most victims are anywhere from their mid-30s to their early fifties with the average loss per victim averaging $121.926 with one victim, according to the IRS losing two million dollars to the scammers.

Meta recently announced that it had taken down 2 million Facebook, Instagram, WhatsApp and Messenger accounts this year used for pig butchering scams with most of these accounts based in Myanmar, Laos, the UAE, the Philippines and Cambodia.

TIPS

It is important to remember that you should never invest in something that you do not completely understand. This was a mistake that many of Bernie Madoff's victims made. Cryptocurrency scams quite often involve complicated language and investment terms that is purposefully unclear in an effort to confuse potential investors from understanding the real facts. You also may want to check out the SEC's investor education website at www.investor.gov. Scammers can be very convincing and it may sound like there is a great opportunity for someone to make some money, but you must be careful that the person making money is not the scam artist taking yours.

Also, the apps used in the pig butchering scam may appear to be legitimate, but they are not found on official app platforms such as Google Play or the Apple App Store. Do your homework before investing in cryptocurrencies and only do business with well established cryptocurrency exchanges. Never invest merely because of the recommendation of someone you may have met online.

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scam

Sat, 23 Nov 2024 02:21:32 +0000

[video=youtube] Read on blog or Reader Site logo image Scamicide Scam of the day – November 23, 2024 – Important Apple Security Updates By Steven Weisman, Esq. on November 22, 2024 It is always important to update all of the software you use with the latest security updates and patches as soon as they are available. Numerous hacks and data breaches could have been avoided if individuals as well as companies installed security updates as soon as they became available. Hackers take advantage of the fact that many of us procrastinate installing security software to our great detriment. The major data breach at Equifax in 2018 that affected 148 million people involved a security flaw in Apache software for which a patch had already been issued months earlier, but Equifax had not yet installed at the time of the data breach. Apple has just released critical security updates for iPhones, iPads and Macs to patch two recently identified vulnerabilities. TIPS Here is a link to the Apple updates: https://www.cisa.gov/news-events/alerts/...e-products Apple also provides the option of you being able to install the latest security updates automatically whenever they are issued. In order to enable automatic iOS updates open the "Settings" app and tap "General." Then tap "Software Update" and then go to "Automatic Updates." Enable the switch next to "Download iOS Updates" which will take you to the switch for installing iOS Updates which you can then enable. Once you do this, you will see a confirmation message confirming that your device will now automatically install iOS software updates when they become available. If you are not a subscriber to Scamicide.com and would like to receive free daily emails with the Scam of the day, all you need to do is sign up for free using this link. https://scamicide.com/scam-of-the-day[/video]

chase scam

Wed, 20 Nov 2024 15:33:59 +0000

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Scam of the day – November 20, 2024 – Chase Phishing Email

By Steven Weisman, Esq. on November 19, 2024

Phishing emails, by which scammers and identity thieves attempt to lure you into either clicking on links contained within the email which download malware or providing personal information that will be used to make you a victim of identity theft, are nothing new. They are a staple of identity thieves and scammers and with good reason because they work. Reproduced below is a copy of a new phishing email presently circulating that appears to come from Chase bank. It was forwarded to me by a Scamicide reader.

Chase is a popular target for this type of phishing email because it is one of the largest banks in the United States. Like so many phishing emails, this one attempts to lure you into responding by making you think there is an emergency to which you must respond. As phishing emails go, this one is pretty good. It looks legitimate and the version appearing in your email comes with a legitimate appearing Chase logo. As so often is the case with these type of phishing emails, it does not contain your account number in the email nor is it personally addressed to the receiver of the email, but merely uses your email address.

Here is a copy of the Chase phishing email presently being circulated.

From: "Customer Service"
To: xxxxxxxxxxxxxxxx
Sent: Sun, Nov 17, 2024 at 4:19 PM
Subject: Chase: Access is Blocked ID #54139

Activity Verification Alert

For your security, your access to online banking has been locked and you need to verify your identity immediately.

Your access has been locked because you have exceeded the number of invalid sign-in attempts. If you do not make these attempts, we have secured your access as a security precaution.

Visit the link below to complete the verification procedure and safeguard the security of your account, It's all about ensuring your safety.

Verified Your Account
Thank you for helping us protect your account.

Chase Fraud Detection

ABOUT THIS MESSAGE
This service email gives you updates and information about your Chase relationship.We sent this email from an unmonitored mailbox. Go to Chase.com to find the best way to contact us. Your privacy is important to us. See our online Security Center to learn how to protect your information. Chase Privacy Operations, P.O. Box 659752, San Antonio, TX 78265-9752.

© 2024 JPMorgan Chase & Co, N.A. Member FDIC

TIPS

There are a number of indications that this is not a legitimate email from Chase, but instead is a phishing email. Most notably, the email address from which this phishing email was sent has no relation to Chase. It is also important to note that although the email contained a legitimate appearing Chase logo, such logos are very easy to counterfeit. In addition, the grammar in the second paragraph is faulty and the link which should read "Verify Your Account" reads "Verified Your Account."

As with all phishing emails, two things can happen if you click on the links provided. Either you will be sent to a legitimate looking, but phony website where you will be prompted to input personal information that will be used to make you a victim of identity theft or, even worse, merely by clicking on the link, you may download keystroke logging malware that will steal all of your personal information from your computer or cellphone and use it to make you a victim of identity theft.

If you receive an email like this and think it may possibly be legitimate, merely call the customer service number where you can confirm that it is a scam, but make sure that you dial the telephone number correctly because scammers have been known to buy phone numbers that are just a digit off of the legitimate numbers for financial companies, such as Chase to trap you if you make a mistake in dialing the real number. Alternatively you can go to http://www.chase.com to check on your account.

I have disarmed section of the phishing email where it asks you to click on "Verified Your Account."

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christmas scam

Sun, 17 Nov 2024 13:16:37 +0000

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Scam of the day – November 17, 2024 – Federal Express Phishing Scam

By Steven Weisman, Esq. on November 16, 2024

Shown below is a copy of an email I received that purports to be from Federal Express urging me to click on a link (which I deleted when posting today's Scam of the day) in order to confirm my signature. Clicking on the link in the email would download malware such as keystroke logging malware that can lead to your becoming a victim of identity theft or ransomware. If you look closely at the email, you will note that even though it has the Federal Express logo and looks quite official, there are a number of tip offs that this is indeed a phishing scam. What is not shown on the email as copied below is that it is sent from an address that is not that of Federal Express. The email of the sender is that of a private individual who, most likely, had his or her email account hacked and used as a part of a botnet to send out these types of phishing emails. The email also never refers to the recipient by name. It is also has poor grammar and is illogical in that it asks you to confirm your signature for a package that has not yet been delivered. Particularly with the holidays quickly approaching you can expect to receive many of these delivery phishing scams.

TIPS
If you receive on any email from a company that asks you to click on a link, you should hesitate to do so, particularly if it appears bogus as this one does. Never click on any link in an email or text message until you have confirmed that it is legitimate. Also, although it is important to have security software on all of your electronic devices, you can't totally rely on your security software to protect you from the latest forms of zero-day defect malware for which there has not yet been issued a security update. If you have the slightest thought an email or text message asking you to click on a link may be legitimate, rather than click on the link, go to the website of the company, which in this case is www.fedex.com or call them directly at 1-800-463-3339.
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scam

Sun, 27 Oct 2024 02:36:52 +0000

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Scam of the day – October 27, 2024 – Phony Norton Invoice Scam

By Steven Weisman, Esq. on October 26, 2024

The phony invoice scam is a common scam popular with scammers because it is quite effective. It starts when you receive an email that purports to be from a popular company with which many of us do business that indicates that you owe them a significant payment. The scammers count on people being concerned that they are being wrongfully charged for a product they did not order. You are provided a telephone number to call if you dispute the bill. If you call the number, you will be prompted to provide personal information that will be used to make you a victim of identity theft.

Recently, a loyal Scamicide reader sent me a phony Norton invoice she received similar to many I have seen in the past. Norton is a company that provides a wide range of digital security services and identity theft protection services. As always, the purpose of a phishing email is to lure you into clicking on links contained within the email or providing personal information, in this case by phone if you call to dispute the phony bill . If you click on links in phishing emails, you end up downloading malware and if you provide the requested information, it ends up being used to make you a victim of identity theft. This particular phishing email provides a phone number to call if you wish to dispute the obviously phony invoice. If you call the number in the phishing email you will be asked for personal information that will be used to make you a victim of identity theft. The phone number is not that of Norton customer service The real phone number of Norton customer service is the toll free number 1 (855) 815-2726. The number in the phony invoice is not a toll free number.

There are a number of red flags that indicate that this is a scam. Your name does not appear anywhere in the invoice. Also, the email was sent from an email address that has no relation to Norton.

TIPS

Once, I received a large invoice from a company with which I do business for goods I did not order, but rather than click on the link provided in the email, I went directly to the company's website to question the invoice. When the website came up, the first thing I saw was a large announcement that the invoice was a scam and that many people had received these phony invoices. If you ever receive a phony invoice such as this and you think that it may possibly be true, don't click on links or call phone numbers provided in the email. Rather, contact the real company directly at a phone number or website that you know is legitimate where you can confirm that the phishing invoice was a scam.

Never click on links or download attachments in emails or text messages unless you have absolutely confirmed that they are legitimate and don't call companies at telephone numbers that appear in the email such as this one. Instead, if the email appears to come from a legitimate company, you can call them at a telephone number you confirm is legitimate . Don't call the number that appears in the email.

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scam

Thu, 24 Oct 2024 02:04:01 +0000

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Scam of the day – October 24, 2024 – New Gmail Account Takeover Scam

By Steven Weisman, Esq. on October 23, 2024

Scammers are contacting people through text messages that appear to come from Google in which the scammers tell their targeted victims that their Gmail account has been hacked and that they need to click on a link in the text message recover their account. Anyone falling for this scam would have found themselves directed to a phony, but legitimate appearing login portal where they would be prompted to provide their login credentials which would have enabled the scammers to take over their Gmail account.

The scammers perpetrating this scam have taken the scam to new heights by calling people following up on the text message telling them that there has been unauthorized use of their Gmail account and that they need to go to the phony login site to recover their account. Again, anyone doing so would turn over their account to a scammer.

This particular scam is technologically sophisticated with spoofed phone numbers and AI created voices used in the phone calls.

TIPS

As I often remind you, you can never be sure when you are contacted by phone, email or text message who is actually contacting you so you should never click on a link, download an attachment or provide personal information in response to any communication without first verifying the legitimacy of the communication. In the case of a text message or phone call that purports to tell you about a problem with your Gmail account, you should contact Google Gmail help center directly.

Also, if you haven't done so, you should set up dual factor authentication for your Gmail account so that even if a scammer manages to trick you into providing your login credentials, the scammer won't be able to access your account. Here is the link to where you can set up dual factor authentication for your Gmail account. https://support.google.com/mail/answer/1...%3DDesktop

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WordPress.com and Jetpack Logos

new virus on android phones

Mon, 30 Sep 2024 19:58:54 +0000

A virus infected more than 11 million Android devices. Here’s what we know
By Patrick Hearn September 29, 2024 9:39AM
A person holding an Android phone while on a bike. The display shows the Google Play Store.
Bryan M. Wolfe / Digital Trends
According to statistics, it’s expected that people will download 143 billion apps in 2026 alone. That’s a lot of people and a lot of phones, so it’s no surprise that bad actors have pinpointed the Play Store as an ideal distribution center. According to security researchers at Kaspersky SecureList, the infamous Necro malware has been found in Android, with more than an estimated 11 million devices infected.

The estimated download count comes from the researchers taking a look at the different infected apps. There are several that are confirmed infected, including Wuta Camera and Max Browser. There are also WhatsApp mods from unofficial sources that carry the malware, as well as a Spotify mod called Spotify Plus — yes, like the premium service. The report also touches on a number of infected mods for games like Minecraft and Melon Sandbox.

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According to the report, the malware was part of Wuta Camera from version 6.4.2.148 until its discovery and removal in version 6.4.7.138. Max Browser has since been removed from the app store, but it had been downloaded and installed more than a million times and contained the Necro loader from version 1.2.0 forward.

Security shield on Android phone.
Clker-Free-Vector-Images / Pixabay
The Necro malware is designed to generate revenue for the attacker by running processes in the background of your phone. You might notice a performance hit, but the malware is built to go undetected. In short, it opens and clicks advertisements to create ad revenue, but it does so through invisible windows.

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In an interview with Fox, Google stated that all known infected apps had been removed already and that most users should have been protected by Google Play Protect, the default antivirus on most Android devices.

If you’re concerned that your device might have caught the Necro malware or another nasty bit of software, use a reliable antivirus scanner. There are multiple different antivirus programs available for Android devices, and we have a handy guide on how to remove malware and viruses from an Android phone.

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scams

Thu, 26 Sep 2024 01:20:37 +0000

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Scam of the day – September 26, 2024 – Skimmers Continue to be a Problem

By Steven Weisman, Esq. on September 25, 2024

Recently, it was disclosed that skimmers were found on credit card processing equipment at the grocery store Ocean Mart in Roy, Utah although skimmers are appearing on credit card processing equipment in increasing numbers around the country. Skimmers are small electronic devices that are easily installed by an identity thief on gas pumps, ATMs and other card reading devices. The skimmer steals all of the information from old style magnetic strip credit card or debit cards which then enables the identity thief to use that information to access the victim's credit card or bank account when the skimmer is used on a debit card. Each skimmer can hold information on as many as 2,400 cards.

MasterCard and Visa announced in December of 2016 that the deadline for the installation of EMV chip card readers on gas pumps was being delayed three years to October 1, 2020. This deadline was further delayed due to the Coronavirus pandemic to April 17, 2021 at which time less than half of the gas pumps in the United States complied with the requirement to install EMV chip card readers. And although that deadline has long since passed, due to the cost involved, many gas pumps still are not enabled for your chip credit card.

Wider implementation of the use of EMV chip cards at retail stores where their use has been mandated since 2015 has resulted in a dramatic reduction in data breaches and credit card fraud at retailers using this equipment. EMV chip cards are far safer than the old-style magnetic strip cards.

TIPS

Always look for signs of tampering on any machine you use to swipe your credit card or debit card although the more advanced forms of skimmers that are installed in a gas pump's interior cannot be detected from an inspection of the outside of the pump. Keys to open the gas pumps to allow the installation of the skimmer are readily available online. If the card inserting mechanism appears loose or in any other way tampered, don't use it. In regard to the contactless payment screen, if it is not working, there is a high likelihood that it may have been tampered with.

Debit cards, when compromised through a skimmer put the customers at risk of having the bank accounts tied to their cards entirely emptied if the theft is not promptly reported and even if the victim reports the theft immediately, the victim loses access to his or her bank account while the matter is investigated by the bank. Debit cards should not be used for anything other than as an ATM card. Instead use your credit card and monitor your account regularly to find out early if you have become a victim of this scam. With a credit card, your liability for fraudulent purchases is limited by law to no more than $50 and I am not aware of any credit card companies that hold their customers responsible for any fraudulent purchases. However, fraudulent debit purchases do not come with the same federal legal protection.

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student loan scam

Sun, 22 Sep 2024 17:50:28 +0000

i never took one out. and besides, we are speaking of many many moons ago that i attended colleges and law school.

but i get this all the time:

Eileen
Inbox

Jaki Torngren
2:16 AM (11 hours ago)
to me

E‎‎i‎‎‎‎‎l‎‎een ‎, ‎H‎‎‎i‎‎‎ ‎t‎‎h‎is‎ ‎‎i‎‎‎s‎‎‎ ‎Jak‎‎‎i‎‎‎ T‎‎or‎‎n‎‎‎‎g‎‎ren‎‎.‎ ‎‎T‎‎‎h‎‎is‎‎ ‎‎i‎s‎‎ ‎‎‎i‎‎m‎p‎‎or‎‎‎‎‎t‎‎a‎‎n‎‎t ‎a‎n‎d ‎‎c‎o‎‎‎‎n‎c‎‎e‎r‎‎‎‎ns‎ y‎o‎‎ur‎‎ ‎s‎tu‎‎‎d‎‎e‎nt ‎‎loa‎‎n.‎‎‎ ‎‎W‎e‎ ‎‎‎‎t‎‎r‎‎i‎‎e‎‎‎‎d‎ ‎‎t‎o‎‎ ‎‎c‎o‎n‎‎t‎‎‎a‎‎c‎t y‎o‎u‎‎‎ ‎‎‎‎a‎t‎ y‎‎‎our‎‎‎‎ ‎‎h‎o‎‎‎m‎‎‎‎e‎ ‎‎]‎‎ ‎bu‎t‎ c‎‎o‎‎u‎‎l‎d ‎no‎t‎ ‎‎r‎e‎‎a‎‎‎c‎h y‎ou. I‎’‎m‎ f‎‎o‎‎l‎‎lo‎wi‎‎ng‎‎‎ ‎‎u‎‎p‎‎‎ ‎r‎e‎g‎a‎‎r‎di‎‎n‎‎g ‎‎y‎o‎u‎r e‎‎‎lig‎i‎‎‎b‎‎‎i‎‎li‎‎t‎‎y‎‎ f‎‎o‎r‎ ‎‎‎‎t‎h‎‎e‎‎‎ ‎‎‎in‎‎‎‎co‎‎‎m‎‎e‎‎ ‎d‎‎r‎‎‎i‎‎v‎e‎n ‎‎pa‎ym‎e‎n‎t ‎r‎‎‎e‎d‎‎‎u‎‎‎‎‎ct‎‎‎‎i‎o‎n ‎a‎‎n‎‎d‎ fo‎‎‎‎rg‎iv‎e‎‎n‎e‎ss‎‎ p‎‎r‎o‎g‎‎r‎‎am‎. ‎‎‎Y‎‎‎‎ou ‎m‎‎a‎‎y‎‎‎ ‎‎‎h‎‎‎a‎‎‎ve‎‎‎‎‎ ‎a‎‎n‎‎‎ i‎n‎compl‎e‎t‎‎e‎ a‎‎pp‎‎l‎‎i‎c‎a‎‎t‎i‎on th‎‎at‎‎ ‎need‎‎s‎‎‎ ‎t‎o‎‎‎‎ ‎b‎e‎ sub‎mitt‎‎ed.‎‎‎ ‎‎‎As‎‎‎ ‎‎a ‎‎‎r‎e‎‎m‎‎‎i‎n‎de‎‎‎r ‎al‎l ‎lo‎‎‎a‎‎n‎‎‎ ‎‎‎‎st‎‎a‎‎‎‎‎‎t‎‎u‎‎s‎e‎s‎‎ q‎‎u‎‎a‎‎l‎‎i‎‎fy‎ ‎ev‎e‎‎n‎‎ ‎‎t‎h‎‎‎o‎s‎e‎‎‎ ‎‎in‎ ‎‎‎d‎e‎f‎‎‎a‎‎u‎‎l‎‎‎t‎‎ ‎a‎n‎‎‎d‎‎‎ g‎‎a‎‎rni‎‎s‎‎h‎‎m‎‎e‎‎n‎‎t.‎‎ I‎f‎ ‎‎‎y‎‎‎ou‎‎‎ ‎‎c‎ould‎ p‎le‎‎‎a‎s‎e‎‎ ‎call‎‎‎‎‎‎ ‎a ‎‎‎d‎‎edi‎c‎‎a‎t‎‎‎e‎‎‎d‎‎‎ ‎e‎l‎igi‎‎‎b‎‎il‎‎it‎y‎ ‎‎c‎‎‎o‎u‎‎‎n‎‎‎‎s‎‎‎e‎‎l‎o‎‎r‎ o‎n‎‎ M‎‎o‎‎nda‎y‎ ‎at: (8‎5‎5‎)‎‎‑55‎8‑‎11‎72 to ‎‎c‎‎o‎‎mp‎l‎e‎t‎‎e‎ ‎y‎‎o‎u‎r‎‎ ‎‎app‎‎l‎‎ic‎a‎‎t‎i‎o‎n‎,‎‎ ‎a‎‎‎nd‎‎‎ fin‎a‎‎l‎‎i‎‎z‎e‎ ‎y‎‎ou‎‎‎r‎‎ e‎‎n‎r‎o‎l‎‎‎‎l‎me‎nt ‎‎a‎s‎ ‎s‎o‎on‎ ‎‎a‎s‎‎ ‎po‎s‎‎‎si‎bl‎e‎‎. ple‎ase ‎‎b‎‎e‎ s‎‎u‎‎r‎‎‎‎e‎ ‎t‎o‎ ‎p‎ro‎‎vide ‎y‎‎o‎‎u‎r‎‎ ‎app‎ro‎‎v‎a‎‎‎l‎ ‎‎c‎‎od‎e‎:‎‎ ‎‎‎#‎3‎‎9‎8‎8‎1; ‎w‎hen s‎‎pe‎‎‎a‎‎‎‎k‎‎i‎ng‎ ‎t‎‎‎o‎ ‎yo‎‎u‎‎‎‎r‎ c‎ou‎ns‎‎‎‎e‎l‎o‎r ‎‎‎‎t‎o‎‎ ‎‎ex‎pedi‎‎te ‎y‎‎o‎u‎r‎ c‎‎‎a‎l‎l.‎ ‎‎T‎‎h‎‎an‎k‎ ‎‎y‎‎o‎‎u, ‎-‎ ‎‎J‎a‎‎‎‎ki‎‎‎ ‎ ‎‎Tor‎‎‎n‎‎g‎r‎‎‎‎‎‎e‎n