04-05-2016, 06:09 AM
I recently did an online MG for the first time. It was rejected and I was told to call their phone line. So I did and they wanted my life story, no joke. They do a mini credit check asking questions about my car, even my Dad's name, cities I have lived in, all kinds of credit type questions.
When it came time to talk about the transfer I had to answer just a couple of questions. Easy ones like, do you know them, what is it for. Answer yes and it's my contribution for a gift.
In short I was on the phone about 20 minutes and about 80% of the time talking about myself. This leads me to believe they were more interested in verifying my identity than the money transfer. So anyone who does this, just be ready to disclose some personal info. However, most of the info is public record kind of stuff.
When it came time to talk about the transfer I had to answer just a couple of questions. Easy ones like, do you know them, what is it for. Answer yes and it's my contribution for a gift.
In short I was on the phone about 20 minutes and about 80% of the time talking about myself. This leads me to believe they were more interested in verifying my identity than the money transfer. So anyone who does this, just be ready to disclose some personal info. However, most of the info is public record kind of stuff.