i hope u r all okay and dealing with upcoming holiday issues.

Be blessed.

Be safe. Have a glorious day.

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Scam of the day – November 17, 2024 – Federal Express Phishing Scam

By Steven Weisman, Esq. on November 16, 2024

Shown below is a copy of an email I received that purports to be from Federal Express urging me to click on a link (which I deleted when posting today's Scam of the day) in order to confirm my signature. Clicking on the link in the email would download malware such as keystroke logging malware that can lead to your becoming a victim of identity theft or ransomware. If you look closely at the email, you will note that even though it has the Federal Express logo and looks quite official, there are a number of tip offs that this is indeed a phishing scam. What is not shown on the email as copied below is that it is sent from an address that is not that of Federal Express. The email of the sender is that of a private individual who, most likely, had his or her email account hacked and used as a part of a botnet to send out these types of phishing emails. The email also never refers to the recipient by name. It is also has poor grammar and is illogical in that it asks you to confirm your signature for a package that has not yet been delivered. Particularly with the holidays quickly approaching you can expect to receive many of these delivery phishing scams.


TIPS
If you receive on any email from a company that asks you to click on a link, you should hesitate to do so, particularly if it appears bogus as this one does. Never click on any link in an email or text message until you have confirmed that it is legitimate. Also, although it is important to have security software on all of your electronic devices, you can't totally rely on your security software to protect you from the latest forms of zero-day defect malware for which there has not yet been issued a security update. If you have the slightest thought an email or text message asking you to click on a link may be legitimate, rather than click on the link, go to the website of the company, which in this case is www.fedex.com or call them directly at 1-800-463-3339.
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but today when i went out to show i can walk to get mail, it was warm, hot even and very sunny.

so i took a bit of a walk. half walker in hand.

This has been crazy weather.

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Scam of the day – November 16, 2024 – FTC Takes Action Against Phantom Debt Collector

By Steven Weisman, Esq. on November 15, 2024

Receiving a telephone call from a debt collector is not a pleasant experience. Being hounded by someone attempting to collect a debt you do not owe constitutes fraud. In recent years the Federal Trade Commission (FTC) has taken action against a number of these Phantom debt collection agencies. These scammers use false claims and threats to compel people to pay debts which are largely either non-existent or which the scammers have no authority to collect. They also violate federal law by illegally failing to provide proper notices and disclaimers also required by federal law.

Recently the FTC sued Global Circulation Inc. and obtained a court order temporarily shutting the company down while the FTC's case against them for phantom debt collection proceeds. The judge in the case also ordered Global Circulation to turn over their assets to a court appointed receiver.

TIPS

Subject to strict federal laws, legitimate debt collectors are permitted to call debtors, however, the law prohibits them from threatening imprisonment for the failure to pay a debt and attempting to collect a debt that the debt collector knows is bogus. The law also prohibits debt collectors from communicating information about a debt to the consumer's employer although they can contact the employer merely to obtain contact information about the employee

It can be difficult to know when someone calls attempting to collect a debt if indeed they are legitimate or not, so the best course of action if you receive such a call is to not discuss the debt with the person calling, but instead demand that they send you a written "validation notice" by regular mail which describes the debt they allege you owe and includes a listing of your rights under the Federal Fair Debt Collection Practices Act.

Never give personal information over the phone to anyone who calls you attempting to collect a debt. You can never be sure who they are. If you receive the validation notice and it appears to be legitimate, you may be better off contacting your creditor directly because the person who called you may not be representing the creditor, but may merely have information about the debt.

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are u all okay?

i am coming by. it looks like i am online all the time, but i was watching babylon five and news.

Whatever it is, hang in there. Father God in Jesus precious name, I ask that you help your people.

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Scam of the day – November 7, 2024 – Beware of Evil Twins

By Steven Weisman, Esq. on November 6, 2024

Whether we are at the airport, a hotel, a shopping mall, a coffee shop or almost anywhere else, you will usually find free public Wi-Fi service offered so that we can use our cell phones, laptops or tablets to connect to the Internet. However with this convenience can come danger. Too many people assume that the Wi-Fi that they are using is secure and this is not always the case. In fact, often an identity thief will go to the same coffee shop or other venue and set up his or her own Wi-Fi which is what you may unwittingly be tapping into when you think you are connecting to the Wi-Fi of the particular coffee shop or other place you find yourself at. Technologically, it is easy to set up a phony Wi-Fi that can steal data from your cell phone, laptop or tablet and use that information to make you a victim of identity theft. Recently, Florida Attorney General Ashley Moody issued a warning about these scammer created phony Wi-Fi networks which she calls "Evil twins."

So what can you do to make using public Wi-Fi safe?

TIPS

It is always a good idea to make sure that your cell phone, tablet or laptop has a good firewall and is protected by anti-virus and anti-malware security software that is updated with the latest security updates. It is also a good idea not to use public Wi-Fi for banking or other financial transactions or, for that matter, anything that requires you to provide login credentials. Sensitive data should not be sent over public Wi-Fi. If you are going to use public Wi-Fi, the first thing you should do is check the hotspot name. Identity thieves often set up their phony Wi-Fi with names that appear quite similar to the legitimate Wi-Fi. For example, the public Wi-Fi offered at your coffee shop may be named GoodCoffee while the phony one may be something that with a cursory look appears legitimate, such as Go0dCoffee.

Always make sure when using public Wi-Fi that you are on the legitimate Wi-Fi site before proceeding to use it. Many cell phones and other devices automatically connect to nearby networks, which can connect you to the identity thief's phony Wi-Fi before you realize it. Therefore disable automatic connection to networks. Finally, the best thing you can do to protect your privacy and security when using public Wi-fi is to use a Virtual Private Network app which will encrypt all of your data before sending it through the Wi-Fi connection. Here is a link to an article I wrote about VPNs that will tell you all you need to know (and possibly more) about VPNs. https://au.norton.com/internetsecurity-w...-work.html and here is a link to an article that lists ten good VPNs that you can get for free. https://www.techradar.com/vpn/best-free-vpn

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just so u know. the woman has not conceded.